Free, open-source payroll and direct-deposit coordination toolkit for organizations of any size.
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Updated
Jun 29, 2026
Free, open-source payroll and direct-deposit coordination toolkit for organizations of any size.
Truv provides consumer-permissioned access to payroll, income, and employment data. Its platform lets applicants connect their payroll accounts to instantly verify income and employment, retrieve pay statements, and switch direct deposit, replacing manual document collection and legacy verification services across lending, background screening…
Atomic is a payroll and financial connectivity platform. Through user-permissioned access to payroll, HR, and merchant accounts, Atomic lets applications switch direct deposit, verify income and employment, retrieve payroll data, and update payment methods on file.
Highline is an embedded payment infrastructure company whose Pay by Paycheck product captures funds from a consumer's payroll before they reach the checking account and routes them to billers and lenders.
Pinwheel is an employment and income data platform that connects banks, fintechs, and lenders directly to payroll systems. The API covers direct deposit switching (PreMatch, NativeLink), income and employment verification, paystub and shift data, tax form retrieval (W-2, 1099), bill switch, and bill manager.
Argyle is an employment data connectivity platform offering a REST API for accessing payroll records, employment history, income verification, and gig platform earnings via user-consented direct-source connections.
Pinwheel is the leading payroll connectivity platform providing a REST API for direct deposit switching, income verification, employment history, and tax form retrieval from 1,800+ payroll providers and 40+ time-and-attendance systems.
Atomic is the connected-banking infrastructure for income, payroll, and merchant data. Their user-permissioned APIs let banks, lenders, fintechs, and HR platforms link consumers to thousands of payroll providers, gig platforms, employers, and merchants — and then read or update that data in real time.
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