account-to-account

Open Banking digital wallet for teens with ISO 20022-aligned payments, Clean Architecture, CQRS, Next.js, and Express.

VoPay is a Vancouver, Canada based fintech offering an API-first embedded finance and payments-as-a-service platform that lets software companies, marketplaces, lenders, and enterprises move money across Canadian and North American bank rails from a single set of REST endpoints.

Pay.UK Limited is the recognised operator and standards body for the United Kingdom's interbank retail payment systems. It runs the domestic rails that move most of the money in the UK economy: Bacs (batch Direct Debit and Direct Credit), the Faster Payment System (24/7 real-time account-to-account payments), and the Image Clearing System for…

Monoova is an Australian payments platform that lets businesses receive, manage, and pay funds in AUD across every domestic rail through a single set of RESTful JSON APIs. Operated by Monoova Global Payments Pty Ltd (AFSL 421414) and enrolled with AUSTRAC, it connects directly to the New Payments Platform (real-time account-to-account transfers…

The Clearing House (TCH) is a U.S. banking association and payments company owned by many of the largest commercial banks. It operates three core payment systems: CHIPS (large-value wire clearing), the EPN automated clearing house (ACH), and the RTP network, the private-sector real-time payments rail it launched in 2017 as the first new U.S.

Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insurers and fintechs embed account aggregation, transaction data enrichment, financial insight and account-to-account payment initiation into their own products.

Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modular, API-driven platform to launch card and payment products without building core processing in-house.

Modulr is a United Kingdom-based embedded payments and Banking-as-a-Service platform that lets businesses and software platforms open programmable eMoney accounts and move money automatically via a single API.

Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Volt connects merchants to bank-initiated payments across the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other…

Zai (hellozai.com, formerly Assembly Payments / Assembly) is an Australian payments and Payments-as-a-Service provider headquartered in Melbourne. Zai gives platforms, marketplaces and vertical software companies a programmable way to onboard users, hold funds in managed wallet accounts, collect pay-ins (card, direct debit, BPAY, PayID), and…

Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect money directly from a customer's bank account over the UK Faster Payments rails, avoiding card fees and chargebacks.

Nacha (formerly the National Automated Clearing House Association) is the nonprofit, member-governed steward of the ACH Network, the batch-based account-to-account payment rail that moves consumer and business direct deposits, direct payments, bill pay, and B2B transfers across the United States — more than 30 billion payments and over $80…

Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wallet payment methods (Wero, BLIK, Bizum, Satispay, IRIS).

Zepto is a Gold Coast, Australia based account-to-account (A2A) payments company that gives merchants and platforms programmable, real-time access to Australia's core money-movement rails.

Cuscal Limited is Australia's largest independent provider of payments and regulated data services outside the Big Four banks, founded in 1966 and listed on the ASX (ticker CCL). An Authorised Deposit-taking Institution regulated by APRA and ASIC, Cuscal supplies the connectivity and processing layer beneath hundreds of banks, mutuals, credit…

Form3 is a United Kingdom-headquartered, cloud-native payments technology company offering account-to-account payment processing as a single, unified REST API to banks and fintechs. Founded in 2016 and headquartered in London, Form3 runs a fully managed, Payments-as-a-Service platform that connects customers to domestic and cross-border schemes…

Banked is a global account-to-account (A2A) payments network built on open banking that enables real-time pay-by-bank payments for consumers, businesses, and banks. Its API-first platform provides hosted Checkout, Payment Links and QR codes, Payouts, Refunds, Reporting, loyalty (Incentivize), and fraud protection, using bank-native biometric…

kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information services to merchants across 28 European countries.

Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instant refunds, no-code payment links and verified payouts, built on open banking rails and real-time ACH networks with in-app biometric SCA across the UK and Europe.

Pinch Payments is an Australian, Brisbane-based payment orchestration and payment-facilitator platform that automates invoice collection and receivables for service businesses, bookkeepers, and software platforms across Australia and New Zealand.