pay-by-bank

Lean Technologies is a MENA open finance and payments infrastructure platform serving the United Arab Emirates and Saudi Arabia. Its APIs let businesses connect to customers' bank accounts to read financial data (accounts, balances, transactions, identity, income and credit insights) and to move money via pay-by-bank payments, Account-on-File…

Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instant refunds, no-code payment links and verified payouts, built on open banking rails and real-time ACH networks with in-app biometric SCA across the UK and Europe.

Ozow (formerly i-Pay) is a South African fintech providing an instant EFT / "Pay by Bank" payment gateway. Merchants create a server-side payment request, redirect the customer to the Ozow secure bank-selection flow, and reconcile via a server-to-server notification.

Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards model rather than per-transaction fees.

PayWithMyBank is the U.S. "Pay by Bank" brand of Trustly, a global open-banking payments provider that lets merchants accept payments directly from a consumer's bank account as an alternative to cards.

Lean Technologies is a Middle East Open Banking and Open Finance infrastructure provider founded in 2019 and headquartered in the UAE. Lean offers regulated Account Information (AIS), Payment Initiation (PIS), payouts, refunds, account and name verifications, and derived insights across the UAE and Saudi Arabia, with verification coverage…

Stitch is a South African payments and open-banking infrastructure company. Its single GraphQL API at https://api.stitch.money/graphql powers Pay By Bank (instant EFT) and LinkPay payment initiation, bank account verification, financial data access (accounts, transactions, balances), payouts and disbursements, refunds, and signed webhook…

Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Volt connects merchants to bank-initiated payments across the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other…

Banked is a global account-to-account (A2A) payments network built on open banking that enables real-time pay-by-bank payments for consumers, businesses, and banks. Its API-first platform provides hosted Checkout, Payment Links and QR codes, Payouts, Refunds, Reporting, loyalty (Incentivize), and fraud protection, using bank-native biometric…

Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances, Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income Check…